Student Loan Consolidation | Private Student Loan Consolidation | PLUS Loans Consolidation | Graduate PLUS Loans Consolidation
Stafford Loans Consolidation | Federal Perkins Loan Consolidation |Parent PLUS Loan Consolidation

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Student Financial Aid Calendar

College will be here before you know it.

Senior Year, High School
August
September
  • Narrow your list of schools down to five or ten.

  • Request admission materials and catalogs from these schools, and check out school web sites.

  • Ask for recommendations from your guidance counselor, teachers, and employers.

  • Visit the schools on your list, meeting with admissions and financial aid staff, and with students and faculty.

Student Loan Consolidation for as low as 4.5%

October
November
  • Make a list of all your application due dates.

  • Start filling out your applications and writing your essays.

  • If you want to apply for early admission, request an Early Financial Aid application.

  • Download a copy of the Free Application for Federal Student Aid (FAFSA). You can also find copies at your public library, your high school guidance counselor, or a local college.

December
January
  • Apply for scholarships.

  • Finish and submit your applications, even if they’re not due yet.

  • Your parents should do their taxes early. This information will be needed when you fill out the FAFSA and other financial aid applications.

  • Submit the FAFSA as soon as you can. Make sure you indicate the colleges you're interested in and keep a copy for your records.

Student Loan Consolidation for as low as 4.5%

February
March
  • If it has been four weeks since you’ve submitted your FAFSA and you haven't heard anything, call the Federal Student Aid Information Center at 1-800-4-FED-AID.

  • Make sure your financial aid applications, recommendations, and transcripts have been submitted.

  • Check the Student Aid Report (SAR) you’ve received carefully for accuracy. Send in any needed corrections. Keep a copy and send another to your school, if required.

  • Prepare for advance placement exams, if applicable.

  • Try to relax! Waiting to hear from colleges can be the toughest part.

April
May
  • Compare the colleges that have accepted you and the financial aid they’ve awarded.

  • Make the ’Big Decision’, then notify your chosen school and the ones you didn’t choose.

  • Sign your financial aid forms and return them with your deposit.

  • Take advanced placement exams for college credit, if applicable.

June
July
August
  • If needed, you should apply for a Stafford Loan consolidation.

  • If needed, your parents should apply for a PLUS loan; find out your school’s PLUS application deadlines and other requirements.

  • Speak with your financial aid administrator and attend an entrance interview with a financial aid counselor who will explain the terms of your loan. Stafford borrowers may also complete their required entrance interview Online.

  • Have a great summer! Look forward to a well-earned college experience.

Student Loan Consolidation for as low as 4.5%
Junior Year, High School
Fall
  • Narrow your list of schools down to five or ten.

  • Request admission materials and catalogs from these schools, and check out school web sites.

  • Ask for recommendations from your guidance counselor, teachers, and employers.

  • Visit the schools on your list, meeting with admissions and financial aid staff, and with students and faculty.

Spring
  • Make a list of all of your application due dates.

  • Sign up to take the SAT, SATII, and/or the ACT in March or April.

  • If you know which colleges you want to apply to, indicate them on your registration form so your scores will be sent there.

  • Ask your guidance counselor if you can register for advanced placement courses to earn college credit.

  • Keep your grades up. Many colleges evaluate your performance through the first semester of your senior year.

  • Continue to visit colleges. Spring break is a good time.

Summer
  • If you haven’t already done so, take the SAT, SATII, and/or the ACT.

  • Plan more college visits.

  • Get application materials from colleges.

  • Keep studying and staying active in clubs and volunteer organizations.

Sophomore Year, High School
 
  • Take the PSATs.

  • Visit colleges in person, or virtually on the Web.

  • Talk to college students you know.

  • Think about the kind of college you’d like - large or small, public or private, urban or rural.

  • Stay active - a record of volunteer or part-time work says a lot during the admissions process.

Student Loan Consolidation for as low as 4.5%

Freshman Year, High School
 
  • Build a strong academic record.

  • Join school clubs and community organizations.

  • Begin talking with your guidance counselor.

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