Private student loans that help cover the gap between your total education costs and the amount of money you receive from scholarships, grants, work-programs and Federal Student Loans.
Private loans may be a good solution for you if you don't qualify for a federal loan or if what you were awarded won't cover total expenses. You should follow up by filing the Free Application for Federal Student Aid (FAFSA), which may qualify them you for grants, work-study and other forms of student aid.
Apply to Consolidate Private Student Loans
The best private student loans will be competitive with the Federal PLUS Loan and have interest rates of LIBOR + 1.8% or PRIME - 1% with no fees. These rates are reflective of a persons credit worthiness.
Private Student Loans Made Easy
With a Private Loan, you can help finance your studies in a variety of academic programs. As with all Student Loan loans, you’ll enjoy friendly terms, competitive rates, a simple application process and an immediate pre-approval credit decision. Best of all, your payments are deferred while you are in school (or residency), and you have up to 20 years to repay your loan.
These Loans help a variety of students:
- Undergraduate Students
- Graduate Students
- Health Professions Students & Residency
- Law School Student & Bar Expenses
“We have lenders who offer Student Loan Consolidation for the flowing types of student loans:”
- Student Loan Consolidation
- Private Student Loan Consolidation
- PLUS Loans Consolidation
- Graduate PLUS Loans Consolidation
- Stafford Loans Consolidation
- Federal Perkins Loan Consolidation
- Parent Plus Loan Consolidation
Apply to consolidate Private Student Loans
Attention North Dakota residents:
Pursuant to the licensing requirements of N.D.C.C Chapter 13-04.01 Money Broker Act of North Dakota,HowToPay its parent and affiliates, are not able to pursue lending relationships with residents of that state. This includes, but is not limited to telephone, mail or internet solicitations. If you are a resident of the state of North Dakota, we recommend that you contact your current lender of record for student loan products and services
