Student Loan Consolidation | Private Student Loan Consolidation | PLUS Loans Consolidation | Graduate PLUS Loans Consolidation
Stafford Loans Consolidation | Federal Perkins Loan Consolidation |Parent PLUS Loan Consolidation

Consolidate Your Student Loans  
Apply Online To Consolidate Your Student Loans
Student Loans Information

Student Loans Information
Student loan articles

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Student Loan Consolidation

Apply to Consolidate your existing loans for as low as 4.5%

Student loan consolidation allows you to consolidate all or some of your outstanding education loans into a single new loan, even if your loans are currently held by more than one lender and are of different loan types. By consolidating your student loans you can significantly lower your monthly payments by lengthening the term of your loans and locking in a low fix interest rate.

To apply for a Consolidation Loan fillout the online Student Consolidation Loan Application

Benefits of Student Loan Consolidation

  • Borrowers with $20,000 or more in student loans are eligible for a cash rebate, just for consolidating your loans.

  • Up to an additional 1.25% interest rate reduction

  • Rates as low as 4.5% on school loan consolidation through our borrower benefit program

  • The ability to reduce your monthly payments by as much as 50%—or more (by applying during grace and extending your repayment terms)

  • No prepayment penalties

  • Less monthly bill-paying paperwork

  • No credit check, no co-signers needed and no fees.

  • Easy, dependable customer service—Get answers to all your student loan questions from a single source

To apply for a Consolidation Loan fillout the online Student Consolidation Loan Application

“We have lenders who offer Student Loan Consolidation for the flowing types of student loans:”

  • Student Loan Consolidation
  • Private Student Loan Consolidation
  • PLUS Loans Consolidation
  • Graduate PLUS Loans Consolidation
  • Stafford Loans Consolidation
  • Federal Perkins Loan Consolidation
  • Parent Plus Loan Consolidation

 

Attention North Dakota residents:
Pursuant to the licensing requirements of N.D.C.C Chapter 13-04.01 Money Broker Act of North Dakota,HowToPay its parent and affiliates, are not able to pursue lending relationships with residents of that state. This includes, but is not limited to telephone, mail or internet solicitations. If you are a resident of the state of North Dakota, we recommend that you contact your current lender of record for student loan products and services.

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